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MSME > General Credit Card Loan (IDBI GCC)

General Credit Card Loan (IDBI GCC) IDBI Bank General Credit Card Loan (IDBI GCC)




IDBI GCC Loan is for all individuals engaged in Non-farm entrepreneurial activity.

The product details are as mentioned below:

Sr. No.

Field

Content

1

Eligible Segment

All individuals engaged in Non-farm entrepreneurial activity.

2

Facility

Term Loan
Cash Credit

3

Purpose

To meet the credit requirement of borrowers.

4

Loan Amount

Minimum: Rs. 50,000/-
Maximum: Rs. 5,00,000/-

5

Tenor/ Validity

Term Loan: Maximum  5 years
Cash  Credit: 12 month, Repayment on demand

6

Pricing

Linked to Bank Base Rate.

7

Security

Cash Credit: Stock & book-debts & all assets created out of Bank loan.
Term Loan: Assets acquired out of Bank loan.

8

Margin

Cash Credit: 25%
Term Loan: 25%



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