Special people like you deserve special privileges, and thatís why, we at IDBI Bank present to you the IDBI Bank Signature Debit Card. Signature Debit Card provides you access to a host of premium services. Enjoy exclusive deals and discounts at merchant outlets in categories such as Lifestyle, Fine Dining, Travel, Health & Fitness and more.
The features and benefits of the Signature Debit Card are given below:
|Features & Benefits
|Free Airport Lounges Access
||IDBI Bank Signature Card offers 2 free visits per calendar quarter at participating Airport Lounges in India.
Complimentary airport lounge access on IDBI Bank Visa Signature Debit Card is provided in association with Visa. Please refer to the below link (Visa Signature) for updated list of participation airport lounges and other terms and conditions.
|High Withdrawal & transaction limit
||Signature Debit Card offers Cash withdrawal limit of 3 lakh and purchase limit at Point of Sale (POS) of 5 lakh in a day. Online usage limit on Internet merchants will be inclusive of daily purchase limits.
||You can use your IDBI Bank Signature Debit Card on the Internet for buying travel or movie tickets, paying your bills and much more. All you need to do is register yourself for “Verified by VISA". Online transaction limit per day for IDBI Bank Signature Debit Card is 3 Lakh per day.
|Accelerated Loyalty Points on Usage at POS
||IDBI Bank Signature Debit Cardholder will get 3 loyalty points for every 100 spent at Merchant locations. Loyalty points can be redeemed for cash credit to your account subject to a minimum accumulation of 3000 points in a year.
|Zero Fuel Surcharge
||You will be exempted from fuel surcharge @2.5 % of the transaction value + Service tax on fuel purchase value of 400 to 5000 per month subject to a maximum waiver of 500/-.
|Enhanced Insurance Cover
||In addition to insurance cover of 5 Lakhs for lost/stolen/Counterfeit cards, you can avail of following insurance covers:
- Air Accident Insurance Cover- 1 Crore
- Personal Accident cover – 5 Lakh
- Loss of checked baggage – 50,000/-
- Purchase protection – Rs.20,000/- for 90 days.
- Fire and burglary for household contents – 50,000/-
For Insurance claims to be accepted and processed there should be a minimum of 2 purchase transactions using the Debit Card in last 3 months prior to the event date.
|Global Customer Assistance Service
||The Signature Debit Card enables you to access the Global Customer assistance Service anytime from anywhere across the world. This service is offered by VISA and can be availed for following:
- Lost/Stolen Card reporting
- Emergency Card Replacement/ Cash disbursement
- Emergency inquiries
- Miscellaneous inquiries
||The Card offers you the exclusive offers and discounts over a range of categories like: Dining, Travel, Lifestyle, Shopping and Health & Fitness
The Signature Debit Card also brings you a lot of supplementary benefits like:
- VISA Signature Club
- VISA Signature Dining
- VISA Signature Golf
- Concierge Online
- Travel Assistance
- Car rental & Limousine service
- Sports & entertainment service
- Pre-trip assistance service.
- Business & Services assistance.