IDBI Bank in its endeavor to provide world-class service with exclusive privileges offers a new product 'Being Me Debit Card'.
Product Features
The Being Me Debit Card will be a VISA card valid worldwide across the globe.
ATM and POS Usage –
Location
Domestic
International
Transaction
All IDBI Bank ATMs
Over 1450
N.A.
For all ATM Transactions
Shared Network ATMs
70,000
18 lakh
For Balance Enquiry & Cash Withdrawal
Merchant Locations
5.0 lakh
29 Million
For Purchases
Online Shopping - IDBI Bank Being Me Debit Card can also be used for shopping, booking rail & air tickets, making utility bill payments ONLINE with additional authentication.
Validity- The Being Me Debit Card will be valid for 5 years.
Daily Limits - Customers can withdraw cash up to Rs.25,000 at ATMs and make purchases worth Rs 25,000 at merchant establishments in a day (including online shopping).
Petrol Surcharge - If the card is used at Petrol pumps & railways, surcharge of 2.5% of the transaction value will be levied as per the Industry practice.
Benefits for customers
Insurance Cover*
Customers will be covered under the existing zero lost card liability insurance cover. In case the cards get lost/stolen, the cardholders are protected from any fraudulent misuse of the card from the moment the loss is reported to the bank provided the transaction has been executed not more than 96 hours before the loss is reported.
*As per the existing T&C of the Cards Insurance Policy
Loyalty Programme
Customers will gain 2 loyalty points for every Rs 100 spent on the Being Me Debit Card. Customers can redeem each loyalty point for a cash credit of Re 1 to their account subject to the minimum accumulation of 500 loyalty points. Redemption of points will not be an automated process. Customer will have to request for redemption of their loyalty points.
Note: W.e.f 1-Sep-2011 you will not earn loyalty points on Mutual Fund, Government Tax payment and Insurance Premium payment made through your IDBI Bank Debit Card.
Discounts at merchant establishments
We will tie up with different merchants from time to time to offer discounts to our Being Me Debit Card holders. Card holders can avail of this discount by making purchases through the Being Me Debit Card at these merchant locations.