International Debit-cum-ATM Card is issued in both Visa as well as MasterCard platforms. The Card can be used at the following locations:

The International Debit-cum-ATM Card can be used both in India and abroad to make purchases at Merchant locations and withdraw local currency at ATMs. The customer is debited in INR. All transactions are reflected in the account statement in INR and merchant location details are captured.

Customers will gain one loyalty point for every Rs 100 spent on the Debit Card. Customers can redeem each point for a cash credit of Re 0.75 to their account. For redemption of loyalty points, a minimum of 200 points are required in a cycle.

Note: W.e.f 1-Sep-2011 you will not earn loyalty points on Mutual Fund, Government Tax payment and Insurance Premium payment made through your IDBI Bank Debit Card.

Customers are covered with an insurance cover upto Rs 1 lac for lost and counterfeit cards.

We make tie-ups with different merchants from time to time to offer discounts to our Debit Card holders. Customers can avail of this discount by making purchases through the Debit Card at these merchant locations.

Withdrawal limits are Rs 25,000/- at the ATM and Rs 25,000/- at POS. Limits are per day/per card and are subject to the available balance in the customer’s account.

Classic Debit Card can be used online, for shopping, booking air/rail/movie tickets & utility bill payments.

Receive instant SMS alerts on transaction made on your Classic Debit Card.