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Home > Cards > Gold Debit-cum-ATM Card  
 
 
IDBI Bank Gold Debit-cum-ATM Card  
 
Welcome to world-class banking at IDBI Bank.

We at IDBI Bank present yet another revolutionary card product. The Gold Debit-cum-ATM Card. Not only can you withdraw cash and make purchases through the card, but also avail of a host of services and facilities that make your banking simple and enjoyable.

 
BENEFITS TO THE CUSTOMER:    
1. Enhanced Access at ATMs and Merchant Establishments
Classic Debit Card is issued in both Visa as well as MasterCard platforms. The Gold Debit Card can be used at the following locations:

Location

Domestic

International

Transaction

All IDBI Bank ATMs

Over 1500

N.A.

For all ATM Transactions

Shared Network ATMs

70,000

18 lakh

For Balance Enquiry & Cash Withdrawal

Merchant Locations

5 lakh

29 Million

For Purchases

 
  2. International Validity
The Gold Debit cum ATM Card can be used both in India and abroad to make purchases at Merchant locations and withdraw local currency at ATMs. The customer is debited in INR. All transactions are reflected in the account statement in INR and merchant location details are captured.
 
     
  3 Loyalty points*
Customers will gain one loyalty point for every Rs 100 spent on the Debit Card. Customers can redeem each point for a cash credit of Re 1 to their account. For redemption of loyalty points, a minimum of 200 points are required in a cycle.
 
     
  Note: W.e.f 1-Sep-2011 you will not earn loyalty points on Mutual Fund and Insurance Premium payment made through your IDBI Bank Debit Card.  
     
  4. Petrol Surcharge Waiver*
Petrol surcharge will be waived off for transactions carried out on the Gold Card. Surcharge will be waived only for transactions with a value between Rs.400 and Rs.2000.
 
     
  5. Daily limits*
Customers can withdraw cash upto Rs 75,000/- and make purchases worth Rs.75,000/- in a day.
 
     
  6. Online transactions
Gold Debit Card can be used online, for shopping, booking air/rail/movie tickets & utility bill payments.
 
     
  7. Insurance Cover*
In addition to insurance cover for lost and counterfeit cards upto Rs 2,00,000/-, customers will also be covered for:
• PA cover- Rs 5 lakh
• Loss of checked baggage- Rs. 50,000
• Purchase Protection- Rs. 20,000
• Fire and Burglary for House Hold Contents-Rs 50,000/-
 
     
  8. Discounts at merchant establishments*
We make tie-ups with different merchants from time to time to offer discounts to our Gold Debit Card holders. Customers can avail of this discount by making purchases through the Gold Debit Card at these merchant locations.
 
     
  9. Better tracking
Receive instant SMS alerts on transaction made on your Gold Debit Card.
 
     
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