The erstwhile IDBI has played a pioneering role in fulfilling its mission of promoting industrial growth through financing of medium and long-term projects, in consonance with national plans and priorities. Over the years, IDBI has enlarged its basket of products and services to industrial concerns, covering almost the entire spectrum of industrial activities, including manufacturing and services. IDBI and its successor entity IDBI Ltd. provides financial assistance, both in rupee and foreign currencies, for green-field projects as also for expansion, modernisation and diversification purposes.

Further, in order to cater to the diverse and customised needs of its corporate clients, IDBI Ltd. has structured suitable products like equipment finance, asset credit, corporate loan, working capital loan and bills discounting to variously finance acquisition of equipment and capital assets, besides meeting capital expenditure and/or incremental long-term working capital requirements. It also offers structured products like lines of credit to meet the funding requirements for execution of turnkey contracts. Besides, IDBI Ltd. provides a wide array of fee-based services.

IDBI Ltd. also provides indirect financial assistance through refinancing of loans extended by State-level financial institutions and banks and by way of rediscounting of bills of exchange arising out of sale of indigenous machinery on deferred payment terms.