Govt. is encouraging consolidation of land. As part of this, term loan is available to the tune of Rs. 50000/- to Rs. 10 lakhs to individual Small Farmers/Marginal Farmers/Share cropper/ Tenant farmers for purchase of land. Loans given to individual farmer to make the small and marginal holding economically viable and to bring fallow and waste land under cultivation and to step up agricultural production and productivity. Loan will be in the form long term in nature with maximum period of 9 years including 2 years moratorium.