International Debit Card - IDBI Bank International Debit-cum-ATM Card

IDBI Bank's International debit card is a Debit cum ATM card that offers you the convenience of shopping cashless in India and abroad it also allows ATM withdrawals worldwide that too in local currency. The international debit cum ATM card from IDBI Bank is valid across 30mn merchant establishments and ATM’s in India and abroad.

IDBI Bank International Debit-cum-ATM Card Advantage

• Enhanced Access at ATMs and Merchant Establishments- International Debit-cum-ATM Card is issued in both Visa as well as MasterCard platforms. The Card can be used at the following locations:
  

  Location	Domestic	International	Transaction
  All IDBI Bank ATMs	Over 1630	N.A.	For all ATM Transactions
  Shared Network ATMs	Over 1 lakh	18 lakh	For Balance Enquiry & Cash Withdrawal
  Merchant Locations	Over 5.50 lakh	29 Million	For Purchases




• International Validity: The International Debit-cum-ATM Card can be used both in India and abroad to make purchases at Merchant locations and withdraw local currency at ATMs. The customer is debited in INR. All transactions are reflected in the account statement in INR and merchant location details are captured.



• Discounts at merchant establishments*: We make tie-ups with different merchants from time to time to offer discounts to our Debit Card holders. Customers can avail of this discount by making purchases through the Debit Card at these merchant locations.



• Daily Limits: Withdrawal limits are Rs. 25,000/- at the ATM and Rs. 25,000/- at POS. Limits are per day/per card and are subject to the available balance in the customer’s account.



• Online transactions: The Debit Card can be used online, for shopping, booking air/rail/movie tickets & utility bill payments.



• Better tracking: Receive instant SMS alerts on transaction made on your Card.

IDBI Bank International Debit-cum-ATM Card Features

• Insurance Cover*: Customers are covered with an insurance cover upto Rs. 1 lac for lost and counterfeit cards.
  
  Effective 1st July 2013, for Insurance claims to be accepted and processed, there should be a minimum of 2 purchase transactions using the Debit Card in last 3 months prior to the event date.



• Loyalty Program: Customers will gain one loyalty point for every Rs. 100 spent on the Debit Card. Customers can redeem each point for a cash credit of Re. 0.25 to their account. For redemption of loyalty points, a minimum of 200 points are required in a cycle.


W.e.f 1-Sep-2011 you will not earn loyalty points on Mutual Fund, Government Tax payment, Insurance Premium payment, IRCTC and payment to Educational Institutes made through your IDBI Bank Debit Card.

No loyalty points will be awarded for the Debit Cards issued against the Current Accounts

Disclaimer: Loyalty point reward structure as well as reward of loyalty points for different merchant categories is subject to revision from time to time.


• Important
  With effect from Feb 1, 2013, Bank has revised the Cash redemption amount for loyalty point earned on your purchase transactions with your Debit Cards. However, the loyalty point calculation remains unchanged. The revised redemption structure is as follows:
  
  

  Type of Debit  Cards	Existing Payout per loyalty point	Revised Payout per loyalty point w.e.f   February 01, 2013
  Visa Classic International, MasterCard International Classic, Being Me, Women’s, KIDS, Magic Card.	Rs. 0.75	Rs. 0.25
  Visa Gold Debit Card & MasterCard Gold Debit Card	Rs. 1	Rs. 0.25
  Visa Platinum Debit Card	Rs. 1	Rs. 0.50