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	Home > Loans > Personal Loan

	Personal Loan
	A Loan designed to meet various financial requirements of the salary account holders with IDBI Bank. Loan Amount : Minimum : Rs. 25000 Maximum : Rs. 500000 (Based on the classification of cities) Minimum Net Salary : Based on the classification of cities the minimum net salary ranges from Rs. 15,000 to Rs. 25, 000 Prepayment Charges : Nil Tenor : Minimum 12 Months Maximum: 36 months Rate of Interest : With Collateral Security: 15.25%p.a.(BR+4.50%)(Fixed) Collateral Security means: Govt. Securities/ Public Sector Bonds/ Units of UTI, NSC, KVP, LIC policy (Surrender Value), Bank Deposit (The minimum value should be at least equivalent of the loan amount sought). Without Collateral Security: 17.25%p.a (BR+6.50%)(Fixed)


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