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Platinum Debit Card – IDBI Bank Platinum Debit Card

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Platinum Debit Card – IDBI Bank Platinum Debit Card


Go ahead and enjoy the convenience of using the IDBI Bank’s Platinum Debit Card. A Card specially made for the few. Just like you!

Privileges knock your door with the IDBI Bank Platinum Debit Card, from enhanced limit on ATM withdrawals to upto Re. 1 lakh to shopping for upto Rs. 2 lakh a day.

The IDBI Bank Platinum Debit Card ensures that you are never far away from your money. Be it India or abroad, you can access your account through Visa's vast network of ATMs and Merchant establishments. We have equipped your card with enhanced withdrawal limits to meet your lifestyle demands.



IDBI Bank Platinum Debit Card Advantage

The IDBI Bank Platinum Debit Card comes power packed with loads of benefits and attractive offers.

  • Enhanced Daily Limits: You can withdraw cash up to Rs.1,00,000/- and make purchases worth Rs. 2,00,000/- in a day.


  • Loyalty Redemptions: The customer stands to earn 2 loyalty points for every Rs. 100 spent using the Platinum Debit Card for purchases at merchant establishments. Each loyalty point can be redeemed for a cash credit of Re. 0.50 to the primary account of the customer subject to minimum accumulation of 1000 loyalty points.

    Important Information: W.e.f 1-Sep-2011 you will not earn loyalty points on Mutual Fund, Government Tax payment, Insurance Premium payment, IRCTC and payment to Educational Institutes made through your IDBI Bank Debit Card.

    No loyalty points will be awarded for the Debit Cards issued against the Current Accounts

    Disclaimer: Loyalty point reward structure as well as reward of loyalty points for different merchant categories is subject to revision from time to time.


  • Zero Fuel Surcharge Waiver: Being a privileged Platinum Cardholder, you will be exempted from fuel surcharge @ 2.5% on fuel purchase value of Rs. 400 to Rs. 5,000 per month.


  • Enhanced Insurance Cover: In addition to insurance cover for lost cards, you also get personal accident cover, cover on loss of checked-in baggage, purchase protection, fire and burglary for household content.
    • PA cover Rs. 5 lakh
    • Loss of checked baggage Rs. 50,000
    • Purchase Protection Rs. 20,000
    • Fire and Burglary for House Hold Contents Rs. 50,000


    Effective 1st July 2013, for Insurance claims to be accepted and processed, there should be a minimum of 2 purchase transactions using the Debit Card in last 3 months prior to the event date.s


  • Discounts at Merchant Establishments: IDBI Bank regularly comes up with attractive offers and discounts at various merchant establishments through which Platinum Debit Card customers can avail fabulous offers on the Card usage.



IDBI Bank Platinum Debit Card Features

  • ATM and Merchant Establishment Usage: The IDBI Bank Platinum Debit Card can be used to withdraw cash from the large network of IDBI Bank ATMs and shared network ATMs in India. The IDBI Bank Platinum Debit Card can be used to make purchases at over 5.50 lakh merchant establishments in India.


  • International Validity: The IDBI Bank Platinum Card is valid across worldwide. The Platinum Debit Card comes with a validity of 5 years, which is marked on the face of the card.






Types of Debit  Cards

Types of Debit  Cards

Existing Payout per loyalty point

Revised Payout per loyalty point w.e.f   February 01, 2013

Visa Classic International, MasterCard International Classic, Being Me, Women’s, KIDS, Magic Card.

Re. 0.75

Re. 0.25

Visa Gold Debit Card & MasterCard Gold Debit Card

Re. 1

Re. 0.25

Visa Platinum Debit Card

Re. 1

Re. 0.50




How to Apply

As Platinum Debit Cards are issued on the basis of account opening form, if you have not opted for card while opening the account and would like to avail the same, for further details, please call us on 1800-22-1070 or 1800-200-1947 or write to customercare@idbi.co.in.
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