This section covers the services we provide in the Demat Account and the process you need to follow to avail of these services.

Converting physical shares into electronic form

• Fill up the DRF with your Demat Account No. correctly
• Handover the share certificates and DRF at the branch
• Use a separate DRF for each eligible security
• Cancel the certificates by writing or stamping across the share certificate "Surrendered for Dematerialisation"
• The credit will be given to your Demat Account after confirmation by the Company / Registrar normally within a period of 30 days

Converting your electronic shares into physical form

• Fill-up Rematerialization Request Form (RRF)
• Submit the completely filled RRF at the branch along with a copy of your Account Opening Report (CML)
• Your account will be debited immediately and the share certificates in physical form will be issued by the concerned Company / Registrar normally within a period of 45 days

• Sale or purchase through your broker, as usual
• A Delivery Instruction Slip (DIS) is an instruction of delivery
• After confirmation of sale by your broker, fill up the DIS from the Delivery Instruction booklet given at the account opening stage. Your Demat Account will be debited on execution date as per DIS
• The DIS should be submitted at your branch at least 48 hours prior to the execution date. If DIS is not received within this period, the trade may fail
• Money transactions are to be settled independently with the broker. IDBI is not responsible for any monetary transaction between the clients and the broker
• For purchase of shares, instruct your broker to credit the shares to your Demat Account with IDBI. For this purpose, give your Demat Account No. and the Bank's DP ID (IN300450) to the broker
• Your account will be credited automatically on the execution date as per the standing instruction for credit provided by you in the application form

• You have an option of freezing or defreezing the operations in your account or restrict operations for debits only.
• Fill the Freeze or defreeze form by correctly mentioning your Demat Account No (Client ID)
• For revoking the freeze the same form is used with the defreeze option checked

• You also have the option of pledging your demat shares and availing of a loan facility
• The Loan Against Securities facility is available at very attractive interest rates. Click here for more details.

• Bonus on eligible securities will be automatically credited to your DP account by NSDL based on the allotment advice received from the Company / Registrar
• Rights and debenture conversions will also be credited on allotment. You will only have to notify our DP Id No. (IN300450) and your Demat Account No. (Client ID) to the company
• Monetary transactions will have to be settled independently

Your Statement of Transaction will be made available to you on a fortnightly basis, if there is a transaction during the forthnight. The Statement of Transaction can be requested at any time, if required, at a marginal cost.

You will also receive a Statement of Holding on a quarterly basis even if there is no transaction in the account over the quarter.

• Statement of Holdings and Transactions of your Demat Account comes with a valuation of your portfolio. Your entire portfolio of securities held in the Demat Account is valued at the latest available prices in the stock exchange to enable you to easily assess your portfolio
• This service is a unique feature in IDBI's Demat Account, which other DPs do not provide.

• You can exercise the option of demat credit of the shares that are sent for transfer to the R&T
• Fill in the Transfer-cum-Demat form and submit it at our branches along with Option Letter issued by the R&T

• In case of death of any holder you can instruct for transmission of the holdings to the beneficiary / survivors account
• Fill up the Transmission form for this purpose
• Your holdings will be credited to the new account after opening a new Demat Accounts for the survivors / beneficiary

• Facility of transposition-cum-Demat  
  NSDL has recently amended its Bye Laws and business rules to enable investors to transpose names of the joint holders along with the process of dematerialisation through their DPs. Prior to this amendment, investors having shares in joint names (Mr. A & Mr. B), but in different sequence (Mr. B & Mr. A) were either required to open multiple accounts for each sequence (Mr. A & Mr. B and Mr. B & Mr. A) or to effect the transposition directly with the Issuer/R&T Agent and then dematerialise their securities through their DPs
• In case of transposition-cum-dematerialisation, the Client can get the securities dematerialised in the same account if the names appearing on the certificates match with the names in which the account has been opened but are in a different order, by submitting the security certificates along with the Transposition form and the  Dematerialisation Request Form (DRF) to the DP.

• You can also receive Statements of Account and bills by email. Click here to download the e-mail consent letter and submit it to your branch duly filled, if you wish to receive statements and bills by email 
• All transactions are executed only on the basis of your authorised instructions, thus, giving complete safety and protection to your dematerialised securities. Bonus on eligible securities will be automatically credited to your DP account by NSDL based on the allotment advice received from the Company / Registrar.