Welcome to world-class Banking at IDBI.

Exigencies in life could crop up at the most unexpected time. As an investor you would have invested in Securities with a long-term perspective in mind but are left with no other option than sell the Securities to meet your urgent financial requirements. Stop worrying-IDBI offers Loan Against Securities, which provides liquidity to your Securities without having to sell them.

Loan Against Securities is provided in the form of an overdraft facility Against your Securities. It helps you to meet the exigencies in your life, giving you easy and flexible access to short-term funds without the need to sell your Securities.

A pledge is created in favour of the Bank and the Drawing Power (DP) is calculated based on the applicable margins set by the Bank. Facility will be renewed after every 12 months depending on the performance of the account. What makes it more attractive is that you pay only on the amount utilized by you.