Welcome to world-class Banking at IDBI Bank.

Now no need to keep your long term investments locked. Get Liquidity against your long term investments to maximize your returns. It is also a need of the hour to maximize the returns on investments made by generating cash flow against the securities held, taking further investment calls.

Besides, exigencies in life could crop up at the most unexpected time. As an investor you would have invested in Securities with a long-term perspective in mind but are left with no other option than to sell the Securities to meet your urgent financial requirements. Stop worrying-IDBI Bank offers Loan Against Securities, which provides liquidity to your Securities without having to sell them.

Loan Against Securities is provided in the form of an overdraft facility. Pledge your securities in favour of the Bank and the Drawing Power (DP) is calculated based on the applicable margins as given below. Facility is renewable depending on the performance of the account. What makes it more attractive is that you pay interest only on the amount utilized.