IDBI Bank Personal loan Eligibility

Personal Banking

Eligibility

The eligibility criteria according to the type of customer is given below:

Salaried Individuals

Eligibility

Minimum

Maximum

Amount (INR)

Rs 50,000

Rs 10,00,000

Repayment Months

12 months

60 months

Age

23 yrs

58 yrs (At end of loan)

Requirement

Current residence	:	Either owned or 6 months
Current job	:	6 months
Bank Statement	:	6 months
Phone ownership	:	Required
Total work experience	:	24 months
Net salary	:	Rs 8,000 per month or 6,500 per month for relationship customers

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Eligibility