Sr. No 

Field 

Content 

1

Eligible Segments 

All the Professionals and Self-Employed persons including:

• Chartered Accountants, Company Secretaries, Engineers, Architects, Surveyors, Contractors, Management Consultants
• Doctors/Medical Practitioner, Healthcare Centres
• Packaging, Storage & Warehouse Services
• Transport/Taxi Services, Travel & Tour Operators,Travel Agents
• Event Management, Publicity & Media Coverage

2

Facility

Fund Based: 1. Over Draft / Cash Credit
                     2. Term Loan
Non Fund Based: Bank Guarantee & Letter of Credit

3

Purpose

• OD/Cash Credit: To meet working capital requirement
• Term Loan: For purchase of premises for conducting business, equipments, computers, furniture, fixtures, undertaking development expansion, additions, repairs and renovation of business premises and infrastructure

4

Loan Amount

• Minimum: 1 lakh
• Maximum: 500 lakh

5

Tenor

• Term loan: Up to 7 years

6

Pricing

Interest Rate linked to Bank Base Rate.

7

Security

• Primary: Book debts, stocks and Assets created out of loan proceeds
• Collateral: Security in form of immovable property such as residential house / flat / bungalow/ commercial property etc

8 

Margin

Depending on the nature of the loan.

9

Processing Charges

As per Bank’s extant guidelines