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Q1: What if there are invalid login attempts?
A: Your SMS Banking service will be locked if 3 invalid login attempts are made. In such case you have to contact the branch for unlocking the service.

Q2: What if I forget my password?
A: You can obtain your new password from your branch in case you forget it.

Q3: How do I log out?
A: To log out, click on the 'options' key of your handset and choose ' Log out ' to end the SMS Banking session.

Start-up 0ptions
Log -in: You use your ID and password to log in. Your user ID is your customer ID assigned by the bank.

Change password: Use this option to change your password. For security reasons, you will be requested to change your password after a fixed interval.

Personalised menu (optional): This option is available a one of the choices on your WAP enabled handset, as soon as you log in.

Service options available
  • Balance enquiry
  • Transaction enquiry
  • Last 3/5 transactions
  • Cheque payment status
Service requests
  • Statement requests
  • Cheque book requests
  • Cancellation of service requests
  • Status of requests
  • Demat-free balance holding
  • Demat-last two transactions
Information
  • Interest rate
  • Product information
  • Branch listing
Configuration of your handset
  • Go to the 'settings' options in your WAP enabled handset
  • Choose any of the vacant 'settings' options
  • Choose the 'edit' option
  • Then set the parameters to the values mentioned 
Sr No. Parameter Values
1 Homepage http://mobbnk/idbiwap/
2 Connection type Continuous
3 Connection security  On
4 Bearer Data
5 Dial-up number  0226916461 (for Mumbai)
6  IP address 203.199.31.4 
7 Authentication type Normal
8 Data call type Analogue
9 Data call speed Autobauding
10 User name WAP
11 Password WAP
 
     
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