The IDBI Bankís World Currency Card and IDBI Bank Global Currency Card is designed to offer you the added convenience travelling virtually cashless around the world. The WCC / GCC are prepaid foreign currency cards that provide you the convenience of making purchases and withdrawing cash while travelling almost anywhere abroad. The WCC is available in eight currencies, i.e., AED, AUD, CAD, EURO, JPY, GBP, SGD, USD. The GCC is available in USD currency.
IDBI Bank World / Global Currency Card Advantages
- Does away with the inconvenience of carrying travelers cheques
- Is much more safer than carrying foreign currency and
- Is more economical than credit cards
IDBI Bank World / Global Currency Card Features and Benefits
- IDBI Bank World / Global Currency card Packed with features and special privileges, the Card offers great deals on
Also offers a comprehensive insurance package to take care of all your travel needs
The IDBI Bank WCC / GCC allows you to make purchases and withdraw cash in the local currency all over the world.
And it's very easy to buy. The card can be bought over-the-counter just by providing a copy of your air ticket, valid Visa, valid passport, A2 form (If Amt. => USD 10,000) and your PAN number.
- The WCC / GCC come to you packed with powerful features that you won't get with a travelers cheque or credit card.
- More convenient than Travelers Cheques.
Wider acceptances: While Travelers Cheques are accepted only at select locations for purchases or encashment, the WCC / GCC is accepted virtually everywhere across the world at over 29 million merchant establishments that accepts Visa debit and credit cards & MasterCard Debit and Credit Cards. Moreover, WCC / GCC can also be used to withdraw cash in the local currency wherever you are at over 1.8 million Visa/PLUS ATMs & MasterCard/ Maestro/ Cirrus ATMs worldwide.
Spend only what you need: With Travelers Cheques the entire amount on each cheque needs to be encashed in full each time you shop. While, with the WCC / GCC you only spend what you need so you donít carry any extra cash.
Convenient to encash: Travelers Cheques have a cumbersome encashment process; you need to look up local bank opening times, holidays, carry additional identification with you. The WCC / GCC can be encashed easily at ATMs at any time and provides enhanced security through a four digit ATM PIN to authorize ATM transactions.
Easy to replace: Travelers Cheques have a cumbersome replacement process if lost. In case, you lose your WCC / GCC, all you need to do is call our Phone Banking numbers and a replacement card will be sent to you within 48 hours.
Easy to obtain refund: In case of Travelers Cheques balance encashment is possible only at Money Changers and at select merchant establishments. With the WCC / GCC, balance encashment is very convenient. All you need to do is visit nearest IDBI Bank branch & fill up a simple refund application form. Branch will issue a Pay Order on submission of your refund request. In case of WCC is purchased through Money Changer, please visit to the FFMC for claiming the refund.
- Cheaper than Credit Cards
The annual fee on most international credit cards is much higher than the nominal fee on the WCC/ GCC.
In case of credit cards, the rate of exchange depends on the rate applicable the day you transact which may be unfavorable. Whereas, with the WCC / GCC, the rate of exchange is fixed the day you purchase the card.
In case of Credit Cards, if your bill is not paid within the due date then you pay much more in terms of interest payments, which are not applicable to the WCC / GCC.
- 24/7 Customer Service
You can access our Customer Service Centre round the clock, seven days a week. All you need to do is call 0091- 22- 67719200 and our customer service agents will be glad to assist you.