IDBI Bank brings to those classes of customers who believe Royal is the way of living, a Savings Account which provides not just facilities and free services but a comfortable way of banking. The definition of Banking is extended beyond the realm of the regularity it depicts. Some exclusive features are as:
Access to any Bank ATM domestic as well International is free of charges.
Access to free RTGS and NEFT services through branch as well as Net- Banking.
Enroll a Family Member into our Preferred Banking Gamut by opening a Power Plus account given as complimentary by the Bank.
Benifits of Royal Account
International Signature Debit Card
Enhanced Access at ATMs and Merchant Establishments
International Validity: The Signature Debit Card can be used both in India and abroad to make purchases at Merchant locations and withdraw local currency at ATMs.
Petrol Surcharge Waiver*
Petrol surcharge will be waived off for transactions carried out on the Platinum Card. Surcharge will be waived only for transactions with a value between Rs. 400 and Rs. 5,000.
Insurance Cover* In addition to insurance cover for lost and counterfeit cards up to Rs. 5,00,000/-, customers will also be covered for:
Personal Accident cover: Rs. 5 lakhs
Loss of checked baggage: Rs. 50,000
Purchase Protection: Rs. 25,000
Fire and Burglary for House Hold Contents: Rs. 50,000
Daily limits*: Customers can withdraw cash up to Rs. 1,50,000 and make purchases worth Rs. 3,00,000 in a day.
Online transactions: Signature Debit Card can be used online, for shopping, booking air/rail/movie tickets & utility bill payments.
Loyalty Redemptions*: Customers will gain two loyalty point for every Rs. 100 spent on the Signature Card. Customers can redeem each point for a cash credit of Rs. 1 to their account.
Discounts at merchant establishments*: We have tied up with different merchants to offer discounts to our Signature Card holders. Signature Card customers can avail of this discount by making purchases through the Cards at these merchant locations.
Doorstep banking: Free 2 cash pick up and 2 cash delivery per month
Anywhere banking: Complimentary any where banking service free for those upgrading to Royale Plus
Access to banking through Internet, ATM, Mobile, Phone
Higher limit on NEFT and RTGS
Dedicated Relationship Manager who can assist you on Investment advisory, Portfolio management and personalized services
Preferred recognition across branches
Free Locker (Size: 5 x 6 x 19) or 50% discount in other locker rentals
Discount on Demat transaction charges
All these facilities and more brought to you for an Average Monthly balance of Rs. 3 lakhs in saving account or Rs. 15 lakhs Fixed Deposit for Royale account and Average Monthly balance of Rs. 5 lakhs in saving account or Rs. 25 lakhs in Fixed Deposit for Royale Plus account.
How to Apply
Applying for a Royale Account is absolutely simple. Just call Phone Banking numbers or visit your Nearest Branch. Our representative will contact you at the earliest.